Retirement insights from a Colorado PERA perspective

A distant view shows a mountainous landscape with sloping peaks, green trees in the foreground, and a cloudy sky above.

<a href="https://wallethub.com/edu/best-and-worst-states-to-retire/18592" target="_blank" rel="noreferrer noopener">Best States to Retire in 2026 | WalletHub</a>



Personal finance website WalletHub released its annual list of best states for retirees and Colorado made the top five. The number-one spot went to our neighbors to the north in Wyoming. Colorado came in at number four, earning high scores on factors related to health care, such as number of medical facilities and availability of services for older residents.



<a href="https://coloradosun.com/2026/01/29/colorado-now-has-6-million-people/" target="_blank" rel="noreferrer noopener">Colorado Now Has 6 Million People, Even Amid Slowing Population Growth | The Colorado Sun</a>



The Centennial State’s population continues to grow, albeit significantly slower than in recent years. According to the latest data from the State Demography Office, Colorado’s population grew at a rate of 0.4% in 2025, pushing the state’s population above 6 million for the first time.



<a href="https://www.transamericainstitute.org/research/publications/details/retirement-realities-retiree-experience-survey-2025" target="_blank" rel="noreferrer noopener">Retirement Realities: The Experience of Retirees | Transamerica Institute</a>



A new report from the Transamerica Center for Retirement Studies and Transamerica Institute includes survey responses from American retirees on their retirement experiences and perspectives. Among the key findings: 66% of retirees say their standard of living has remained the same in retirement, 47% plan to rely on their relatives and friends for long-term needs, and 69% wish they had saved more money for retirement consistently.



<a href="https://www.cnbc.com/2026/02/04/retirement-savings-lost-and-found.html" target="_blank" rel="noreferrer noopener">Retirement Savings &#8216;Lost and Found&#8217; Helps Locate Old 401(k)s, Pensions | CNBC</a>



Since the U.S. Department of Labor launched its online lost-and-found database for retirement plans, tens of thousands of people have logged on and found information on an old plan. The agency said more than 69,000 people found an old 401(k), pension, or other plan last year. Right now, the database is limited to data for people who are 65 or older.



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News You Should Know is a digest of news from publications around the nation about finance, investing, and retirement.

News You Should Know: Which States are Best for Retirement?

<a href="https://coloradosun.com/2026/01/13/colorado-legislature-2026-budget-problem/" target="_blank" rel="noreferrer noopener">Colorado Lawmakers Return to Capitol Facing $850 Million Mountain of Tough Budget Decisions | The Colorado Sun</a>



The State budget is once again front and center as the 2026 legislative session gets underway. Lawmakers are facing the prospect of cutting approximately $850 million in spending to pass a balanced budget for the next fiscal year, which begins July 1.



<a href="https://www.cnbc.com/2026/01/08/irs-accepting-tax-returns.html" target="_blank" rel="noreferrer noopener">When Does the IRS Start Accepting Tax Returns? Jan. 26 | CNBC</a>



Tax season is nearly upon us—the Internal Revenue Service announced it will begin accepting individual tax returns on January 26. Some taxpayers could see bigger refunds this year due to various changes included in President Trump’s One Big Beautiful Bill Act. The deadline to file is April 15 for most taxpayers.



<a href="https://www.aarp.org/money/retirement/obscure-terms-to-know/">5 Obscure Retirement Terms You Should Know |</a><a href="https://www.aarp.org/money/retirement/obscure-terms-to-know/" target="_blank" rel="noreferrer noopener"> </a><a href="https://www.aarp.org/money/retirement/obscure-terms-to-know/">AARP</a>



How well do you know retirement terminology? Take this short quiz from AARP to test your knowledge and learn about important topics like required minimum distributions and longevity risk.



<a href="https://www.napa-net.org/news/2026/1/young-retirement-savers-are-doing-what-older-savers-wish-they-had" target="_blank" rel="noreferrer noopener">Why Young Retirement Savers Are Beating Older Generations | National Association of Plan Advisors</a>



A new survey found younger generations seem to be heeding advice to save money for retirement early in their careers. Compared to Generation X and Baby Boomers, Generation Z and Millennials are contributing to workplace retirement plans earlier, monitoring their progress, and planning for market volatility, according to the survey from Nationwide Retirement.



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News You Should Know is a digest of news from publications around the nation about finance, investing, and retirement.

News You Should Know: Colorado Lawmakers Facing $850 Million Budget Gap

<a href="https://www.plansponsor.com/senate-help-hearing-spotlights-social-security-reforms-early-retirement-savings/" target="_blank" rel="noreferrer noopener">Senate HELP Hearing Spotlights&nbsp;Social Security Reforms, Early Career Savings&nbsp; | PLANSPONSOR</a>



The Senate Committee on Health, Education, Labor and Pensions recently held a hearing to discuss the current and future states of American workers’ retirement savings. The hearing covered topics such as Social Security, automatic savings, and long-term care, as well as potential legislative solutions.



<a href="https://www.investopedia.com/trump-indicates-that-he-s-looking-into-a-retirement-system-that-s-like-the-11862180" target="_blank" rel="noreferrer noopener">Trump Signals Interest in Australia’s Retirement System: Here&#8217;s How The US Is Different | Investopedia</a>



President Trump has expressed admiration for Australia’s retirement savings system and suggested the United States could learn a few things from the land down under. Australia’s retirement system is one of the largest in the world and is notable for its reliance on employer-funded benefits that reduce savings pressure on individual employees.



<a href="https://apnews.com/article/social-security-trump-administration-retirement-a94ced488f2e052a5d9df39021701195" target="_blank" rel="noreferrer noopener">Social Security Administration to Cut Office Visits in Half. What It Means for You. | AP News</a>



The Social Security Administration, which has eliminated thousands of staff positions and moved more services online, is aiming to reduce visits to its local field offices next year. The agency set a target of no more than 15 million in-person visits for 2026, which is about a 50% reduction from the more than 31 million who visited field offices this year.



<a href="https://money.com/economist-predictions-for-retirement/" target="_blank" rel="noreferrer noopener">What Economists Predict for Retirees Over the Next 10 Years | Money</a>



What do 2026 and the years beyond have in store for retirees’ finances? It’s hard to say with certainty, but economists can offer up some predictions on factors like inflation and interest rates that are likely to have an impact on personal finance in the coming years.



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News You Should Know is a digest of news from publications around the nation about finance, investing, and retirement.

News You Should Know: Senate Committee Holds Hearing on Retirement Savings

<a href="https://apnews.com/article/what-is-republican-trump-tax-bill-f65be44e1050431a601320197322551b" target="_blank" rel="noreferrer noopener">What&#8217;s in the Big Bill That Trump Has Signed into Law | AP News</a>



Congress passed and President Trump signed the large tax and spending bill, known as the One Big Beautiful Bill Act, that President Trump has made a priority. The bill, which is nearly 900 pages long, makes a wide variety of changes to federal law, including extending tax cuts, creating new temporary tax deductions, boosting funding for border security, and reducing the number of people covered by Medicaid and food assistance programs.



<a href="https://www.forbes.com/sites/ronshevlin/2025/07/01/the-new-trend-in-personal-finance-revenge-saving/" target="_blank" rel="noreferrer noopener">The New Trend in Personal Finance: Revenge Saving | Forbes</a>



You may remember the term “revenge spending” from the period following COVID-related lockdowns, which described the surge in spending that occurred as people began to resume regular daily activities. Now, there’s a reversal happening with many people opting for “revenge saving” instead. Experts say unlike traditional saving, which is often focused on long-term goals, revenge saving is more emotionally reactive and a response to economic volatility and uncertainty.



<a href="https://www.usatoday.com/story/money/2025/07/05/most-popular-retirement-states-florida-arizona/84459117007/" target="_blank" rel="noreferrer noopener">Where do Americans Go to Retire? Not Where You Think. | USA Today</a>



While it’s long been known that retirees like to move to warm states like Arizona and Florida, recent analyses have found changing trends as retiree priorities shift. According to one such list, Wyoming is the top destination for retirees, followed by South Carolina and Idaho. Another ranking lists Massachusetts, Florida, and Illinois as top destinations for retirees. Experts say various factors beyond climate influence retiree migration, including proximity to nature, amenities, and cost of living.



<a href="https://www.kiplinger.com/retirement/retirement-planning/the-first-year-of-retirement-rule" target="_blank" rel="noreferrer noopener">The &#8216;First Year of Retirement&#8217; Rule | Kiplinger</a>



If you’re nearing retirement, you may be thinking about what your transition away from work looks like and daydreaming about the possibilities. But experts say that without careful planning, the first year of retirement can make or break the years that follow. Here’s why the first year is so important, and some tips for making sure you’re set up for success in retirement.



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News You Should Know is a digest of news from publications around the nation about finance, investing, and retirement.

News You Should Know: What’s Included in the Federal Spending Bill?

<a href="https://apnews.com/article/social-security-medicare-trust-fund-trump-74e13292f510739724a555d7ded7c1a3" target="_blank" rel="noreferrer noopener">Medicare and Social Security Go-Broke Dates Pushed Up | AP News</a>



This year’s annual assessment of the Social Security and Medicare trust funds found the programs could be forced to begin cutting benefits even sooner than previously expected, if the government doesn’t take action. Social Security is expected to deplete its trust funds one year sooner than last year’s estimate, while Medicare’s hospital insurance fund is expected to run out of cash three years earlier.



<a href="https://www.reuters.com/business/fed-set-hold-rates-steady-middle-east-crisis-tariffs-cloud-outlook-2025-06-18/" target="_blank" rel="noreferrer noopener">Fed Keeps Rates Steady but Pencils in Two Cuts by End of 2025 | Reuters</a>



The Federal Reserve is cautiously keeping its key interest rate unchanged for the time being due to concerns over inflation ratcheting back up. Chair Jerome Powell said that while inflation has been low in recent months, it’s possible prices will rise as the full effects of tariffs are realized. However, experts say rate cuts later this year are still possible.



<a href="https://www.planadviser.com/workers-dont-expect-succeed-saving-retirement/" target="_blank" rel="noreferrer noopener">Workers Don’t Expect to Succeed in Saving for Retirement | PLANADVISER</a>



If you ask people if their generation has it harder than their parents’ generation, 8 times out of 10 they’ll say “yes,” according to a recent report by the Transamerica Center for Retirement Studies. The survey found that across generations, Americans say they’re struggling to meet their financial needs and save for retirement. The good news is employer-based retirement plans are a vital part of retirement success and more than three-quarters of Generation Z say they’re saving for retirement.



<a href="https://coloradosun.com/2025/06/16/aging-in-colorado-housing-crisis/" target="_blank" rel="noreferrer noopener">As Colorado Ages, Seniors are Colliding with the Housing Crisis | The Colorado Sun</a> 



The Colorado Sun continues its series on aging in Colorado with an article that explores how the state’s seniors—the fastest-growing demographic group—are finding themselves dealing with the housing affordability crisis as they search for homes that meet their needs.







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News You Should Know is a digest of news from publications around the nation about finance, investing, and retirement.

News You Should Know: Social Security, Medicare Finances Worsen

<a href="https://coloradosun.com/2025/06/04/pera-colorado-law-enforcement-funding-deal-proposition-130/" target="_blank" rel="noreferrer noopener">How PERA Could Be the Big Winner of Colorado’s Police Funding Deal | The Colorado Sun</a>



One of the PERA-related bills that lawmakers passed during the recently concluded legislative session uses a unique funding mechanism for the voter-approved Proposition 130, which creates a fund to support public safety in Colorado. Under the bill, the State will give PERA a lump sum of $500 million and then may reduce its annual payments to PERA in future years based on our investment earnings, until the public safety fund reaches a total of $350 million.



<a href="https://www.cbsnews.com/news/social-security-fairness-act-payments-june-2025/" target="_blank" rel="noreferrer noopener">Social Security Says over 2.5 million Retroactive Payments Have Been Processed. Here&#8217;s What to Know. | CBS News</a>



The Social Security Administration says it has processed the majority of retroactive payments due to beneficiaries who had previously been affected by the Windfall Elimination Provision (WEP) and/or Government Pension Offset (GPO). The agency said that while affected individuals should have received their retroactive payments by the end of March and their updated benefit amounts in April, more complicated cases that require manual processing will take more time.



<a href="https://www.npr.org/sections/shots-health-news/2025/06/04/nx-s1-5423538/medicare-drug-price-negotiations-ozempic-otezla" target="_blank" rel="noreferrer noopener">Medicare seeks lower prices for drugs, including Ozempic : Shots &#8211; Health News : NPR</a>



The Centers for Medicare and Medicaid Services has begun its second round of price negotiations with prescription drug manufacturers. The agency is targeting 15 drugs for lower prices, including popular weight-loss medications Ozempic and Wegovy. Any lower prices would go into effect in 2027.



<a href="https://www.investopedia.com/emergency-fund-for-retirement-11741359" target="_blank" rel="noreferrer noopener">Retired? Here&#8217;s 5 Reasons You Still Need an Emergency Fund—Plus How Much It Should Cover | Investopedia</a>



If you’re retired, you may be thinking more about withdrawals from your savings rather than stashing away extra cash, but experts say it’s important to keep saving. Unexpected expenses such as medical bills, home repairs, and other emergencies can wreak havoc on any budget and especially for someone on a fixed income.



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News You Should Know is a digest of news from publications around the nation about finance, investing, and retirement.

News You Should Know: PERA Could Benefit from Public Safety Law

<a href="https://coloradosun.com/2025/05/20/colorado-aging-demographics/" target="_blank" rel="noreferrer noopener">Colorado’s Median Age is Nearing 40 — and Getting Older. Here’s What That Looks Like. | The Colorado Sun</a>



Colorado has long been one of the “youngest” states in the country as measured by median age of its population, but that’s changing as birth rates and migration into the state have declined. The Centennial State’s median age has crept up to 37.9 years old, which is still one of the lowest in the nation, but our state is now aging at the third-fastest rate.



<a href="https://www.kiplinger.com/retirement/401ks/new-bill-would-lower-age-to-contribute-to-401k-to-18-from-21" target="_blank" rel="noreferrer noopener">New Bill Would Lower Age to Contribute to 401(k)s to 18 from 21. What You Need to Know | Kiplinger</a>



Federal lawmakers have reintroduced a bill that seeks to expand access to employer-based retirement plans like 401(k)s for younger workers. The Helping Young Americans Save for Retirement Act would lower the minimum required age to 18 from 21 and make it easier for employers to offer plans to those workers.



<a href="https://www.aarp.org/health/conditions-treatments/fda-approves-alzheimers-blood-test/" target="_blank" rel="noreferrer noopener">What to Know about the First FDA-Cleared Blood Test for Alzheimer’s Disease | AARP</a>



The Food and Drug Administration has for the first time given approval to a blood test that can help diagnose Alzheimer’s disease. Diagnosing Alzheimer’s traditionally involves brain imaging and invasive procedures like lumbar punctures, so doctors hope a simple blood test will make it easier to identify the disease. &nbsp;



<a href="https://www.realsimple.com/signs-you-are-aging-well-11739429" target="_blank" rel="noreferrer noopener">5 Subtle Signs You’re Aging Well, According to Longevity Experts | Real Simple</a>



We hear a lot about aging and some of the health concerns and other issues that can arise, but how do you know you’re aging well? Here are five things that medical experts say are good signs you’re living your best life as you get older.



News You Should Know is a digest of news from publications around the nation about finance, investing, and retirement.

News You Should Know: Colorado is Getting Older Faster

<a href="https://www.aspentimes.com/news/colorado-legislature-votes-to-add-financial-literacy-to-list-of-high-school-graduation-requirements/" target="_blank" rel="noreferrer noopener">Colorado Legislature Votes to Add Financial Literacy to List of High School Graduation Requirements | The Aspen Times</a>



Students in all of Colorado’s public school districts may soon be required to take a course in financial literacy to graduate from high school. House Bill 1192, which passed the Legislature, also directs school districts to provide students with help filling out financial aid forms. If signed into law, the bill takes effect for students starting high school in 2026 and later.



<a href="https://www.newsnationnow.com/business/your-money/social-security-fairness-act-increase-missing/" target="_blank" rel="noreferrer noopener">Social Security Benefit Increase Missing? Here&#8217;s What to Do | NewsNation</a>



Many retirees who were previously affected by the Windfall Elimination Provision (WEP) or Government Pension Offset (GPO) have received their new Social Security benefit payments and any applicable retroactive payments by now. However, officials said some more complicated cases would need manual processing and would take additional time. Here’s the latest on where things stand.



<a href="https://www.napa-net.org/news/2025/4/hickenlooper-reintroduces-federally-run-retirement-plan-bill/?utm_source=MagnetMail&amp;utm_medium=email&amp;utm_term=ksevits%40copera%2Eorg&amp;utm_content=COM%5FNAPA%5FeNews%5F05%2E02%2E2025%5FDaily%5FFri&amp;utm_campaign=Hickenlooper%20Reintroduces%20Federally%20Run%20Retirement%20Plan%20Bill" target="_blank" rel="noreferrer noopener">Hickenlooper Reintroduces Federally Run Retirement Plan Bill | National Association of Plan Advisors</a>



Sen. John Hickenlooper (D-CO) has reintroduced a bill that would create a federally run retirement plan to cover private-sector workers who aren’t covered through their employer. Supporters say the bill would improve the retirement security of lower-income workers, but the bill has faced opposition in the past from those who argue a federal plan would crowd out existing employer-based retirement plans.



<a href="https://finance.yahoo.com/news/20-most-searched-financial-terms-150116759.html" target="_blank" rel="noreferrer noopener">20 Most Searched Financial Terms in the US | GoBankingRates via Yahoo! Finance</a>



When it comes to assessing what Americans know about money and what they don’t, you can learn a lot from online searches. A new study looked at which financial words and phrases people search Google for the most, and the results show a wide range of terms such as interest rates, capital, and equity. Here are the most-searched terms and explanations of what they mean.



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News You Should Know is a digest of news from publications around the nation about finance, investing, and retirement.

News You Should Know: Financial Literacy Bill Passes Colorado Legislature

<h2 style="color:#000000;" class="wp-block-heading has-black-color has-text-color has-medium-font-size"><a href="https://thehill.com/homenews/5013493-social-security-bill-senate/" target="_blank" rel="noreferrer noopener">Social Security Reform Bill Awaits Senate Vote Amid Uncertainty | The Hill</a></h2>



The Social Security Fairness Act, a federal bill that would repeal Social Security’s Windfall Elimination Provision and Government Pension Offset, passed the U.S. House in November. The bill is now awaiting action in the Senate, where its fate is increasingly uncertain with just days left for lawmakers to pass legislation before a new Congress begins.



<h2 style="color:#000000;" class="wp-block-heading has-black-color has-text-color has-medium-font-size"><a href="https://www.investopedia.com/lost-track-of-your-old-401-k-accounts-a-new-service-could-help-recover-the-money-8749171" target="_blank" rel="noreferrer noopener">Lost Track Of Your Old 401(k) Accounts? A New Service Could Help Recover The Money | Investopedia</a></h2>



The U.S. Department of Labor is getting ready to launch a database to help workers find old retirement accounts. The so-called retirement savings lost and found aims to make sure workers can find and access their 401(k) savings when they switch jobs rather than leaving that money behind. The database should be up and running by the end of the year.



<h2 style="color:#000000;" class="wp-block-heading has-black-color has-text-color has-medium-font-size"><a href="https://www.fastcompany.com/91236800/retirement-saving-spending-psychology" target="_blank" rel="noreferrer noopener">Retirement Saving and Spending Can Be Complicated. Here&#8217;s What Psychology Says | Fast Company</a></h2>



When making the transition from regular, full-time work into retirement, many people find themselves struggling to move from a saving mindset to a spending mindset. While every person’s situation is different, principles of psychology can help explain why that transition can be so difficult.



<h2 style="color:#000000;" class="wp-block-heading has-black-color has-text-color has-medium-font-size"><a href="https://www.kiplinger.com/personal-finance/ways-to-maximize-your-end-of-year-philanthropy" target="_blank" rel="noreferrer noopener">Five Ways to Maximize Your End-of-Year Philanthropy | Kiplinger</a></h2>



The end of the year is a popular time to give money to various causes. If you’re thinking of giving this holiday season, here are some things to keep in mind to ensure your donation makes an impact.



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News You Should Know is a digest of news from publications around the nation about finance, investing, and retirement.

News You Should Know: WEP/GPO Bill’s Fate Uncertain in Final Days of Congress

Editor&#8217;s note: Under the federal tax and spending bill known as the One Big Beautiful Bill Act, the standard deduction for 2025 increased to $15,750 for single tax filers and $31,500 for married couples filing jointly.



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The new year is mere weeks away. To make sure taxpayers are informed and prepared, the IRS announced inflation adjustments for many tax provisions in 2025, including marginal tax brackets and retirement account contributions.



<h2 style="color:#000000;" class="wp-block-heading has-black-color has-text-color has-medium-font-size">Retirement plan contribution limits</h2>



The IRS announced higher contribution limits for 401(k), 403(b) and 457 plans next year.



The maximum amount a worker can contribute to those plans is $23,500 in tax year 2025, an increase of $500. The catch-up contribution limit for most plan participants age 50 and older remains unchanged at $7,500.



Beginning in 2025, some older workers can make additional catch-up contributions. As part of the SECURE 2.0 Act, plan participants who are between the ages of 60 and 63 can make catch-up contributions totaling up to $11,250 in tax year 2025.



<a href="https://www.copera.org/retirees/peraplus-401-k-457-plans" target="_blank" rel="noreferrer noopener">Learn more about PERAPlus 401(k)/457 Plans</a>



<h2 style="color:#000000;" class="wp-block-heading has-black-color has-text-color has-medium-font-size">HSA/FSA contribution limits</h2>



The amount of money workers can contribute to medical savings accounts also will increase in 2025.



<ul>
<li>HSA: Individuals enrolled in a high deductible health plan (HDHP) with a health savings account (HSA) will be able to contribute up to $4,300, and those with family coverage will be able to save a maximum of $8,550.</li>



<li>FSA: For workers who don’t have an HDHP with an HSA and instead use a flexible spending account (FSA), the maximum contribution for 2025 is $3,300. For plans that allow unused balances to roll over, the maximum amount that can be rolled over will increase to $660.</li>
</ul>



<h2 style="color:#000000;" class="wp-block-heading has-black-color has-text-color has-medium-font-size">2025 tax rates</h2>



Below are updated marginal tax rates for single taxpayers and married couples filing jointly. Visit <a href="https://www.irs.gov/newsroom/irs-releases-tax-inflation-adjustments-for-tax-year-2025">the IRS website</a> for more tax tables and additional details.



Note that since these changes are for tax year 2025, they will generally apply to tax returns filed in 2026; <a href="https://www.copera.org/pera-on-the-issues/updated-tax-brackets-contribution-limits-other-changes-for-2024">2024 tax rates</a> will apply to returns filed in 2025.



<ul>
<li>37% for incomes over $626,350 ($751,600 for married couples filing jointly)</li>



<li>35% for incomes over $250,525 ($501,050 for married couples filing jointly)</li>



<li>32% for incomes over $197,300 ($394,600 for married couples filing jointly)</li>



<li>24% for incomes over $103,350 ($206,700 for married couples filing jointly)</li>



<li>22% for incomes over $48,475 ($96,950 for married couples filing jointly)</li>



<li>12% for incomes over $11,925 ($23,850 for married couples filing jointly)</li>



<li>10% for incomes $11,925 or less ($23,850 or less for married couples filing jointly)</li>
</ul>



<h2 style="color:#000000;" class="wp-block-heading has-black-color has-text-color has-medium-font-size">Standard deduction</h2>



In addition to updated tax rates, the IRS announced increases to the standard deduction for tax year 2025:



<ul>
<li>Single taxpayers and married couples filing separately: $15,000 ($400 increase)</li>



<li>Heads of household: $22,500 ($600 increase)</li>



<li>Married couples filing jointly: $30,000 ($800 increase)</li>
</ul>







Taxpayers who are 65 or older can take an additional standard deduction, which is also adjusted for inflation. For tax year 2025, that amount is $2,000 for single filers and $1,600 for others.



Visit <a href="https://www.irs.gov/newsroom/irs-releases-tax-inflation-adjustments-for-tax-year-2025" target="_blank" rel="noreferrer noopener">the IRS website</a> for more adjustments to tax provisions in 2025.



<h2 style="color:#000000;" class="wp-block-heading has-black-color has-text-color has-medium-font-size">PERA benefits and taxes</h2>



Colorado PERA benefits are subject to federal income tax, as well as applicable state and local taxes. PERA retirees who would like to update their tax withholding can do so by&nbsp;<a href="https://www.copera.org/member-login-registration" target="_blank" rel="noreferrer noopener">logging in</a>&nbsp;to their secure member account or completing a paper Form W-4P.



Retirees and benefit recipients can expect to receive their 1099-R tax forms for tax year 2024 in January 2025.



Learn more at&nbsp;<a href="https://www.copera.org/taxes-on-benefits" target="_blank" rel="noreferrer noopener">copera.org/taxes-on-benefits</a>.

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