A digest of timely information and insight about finance, investing, and retirement.

Women get shortchanged when saving for retirement | USA Today

Planning, saving and investing for and living in retirement isn’t easy for many Americans. But it’s especially difficult for women, according to a new report published by the National Institute for Retirement Security (NIRS).

But according to Jennifer Brown, manager of research at NIRS and co-author of the report, “Shortchanged in Retirement, The Continuing Challenges to Women’s Financial Future,” a few key findings might help women improve their odds of enjoying retirement.

10 financial decisions you will regret in retirement | Kiplinger

Long before you punch out and leave behind the daily commute, there are a number of questions likely to come up as you think about how to fund your golden years. To help make the right choices for preparing for retirement, consider this list of retirement decisions you could regret forever.

Different types of retirement accounts | NerdWallet

Uncle Sam’s shorthand for the vast array of retirement options offered to working Americans can feel like alphabet soup: IRA, 401(k), SEP IRA, 457 plan, 403(b) plan, SIMPLE IRA, Solo 401(k) and the list keeps going. Offering tax breaks on retirement plans is the government’s way of enticing us to set aside money and employers to help out. A guide to some of the options for tax-advantaged retirement savings can help take some of the mystery out of so many alternatives.

3 ways to make sure your retirement isn’t boring | Time-Money

Fewer than half of retirees say they are having a very enjoyable retirement, according to a recent research brief on retirement satisfaction from the Employee Benefit Research Institute. Fortunately, there are ways you can improve your odds, especially if you’re willing to be creative, resourceful and a bit adventurous.

How investors can stay calm when the markets are going mad | Time-Money

The seismic decision by the United Kingdom to exit the European Union continues to shake up global markets, which may be tempting investors to make their own exit from the stock market. Resist the urge. If you have a well-diversified portfolio, you’re probably better off staying put. In any case, you should avoid overreacting to the fears of the moment. Four rules based on behavioral finance research may help you take a more measured view of today’s global turmoil. [Read more about the field of behavioral finance.]

What would your 90-year-old self tell you to change today? | MarketWatch

Odds are rising that you will live to be 100 years old. That reality means re-examining your financial planning for retirement, and even how you think of retirement. Perhaps the clearest way to think about this longer life is to imagine a conversation today with your 90-year-old self. What would your future self tell you to do now, whether you are in your 20s, 40s or 60s?

5 ways to overcome obstacles between you and retirement | USA Today

Americans aren’t saving enough for retirement, and there are plenty of reasons why. Many, such as low wages, high cost of living and limited access to retirement plans, are difficult to work around. But there are also small ways that we sabotage our ability to reach our retirement goals, often without realizing it. But overcoming common obstacles can significantly improve your retirement prospects.