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PERACare Insights – October 2025
In this edition: 2026 open enrollment information, frequently asked questions, comparing your health care options, and more.

It’s Time for Open Enrollment
Open enrollment is the time each year when you can sign up for a new PERACare plan (health care, dental, or vision), add eligible dependents, or change plans.
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Frequently Asked Questions About PERACare
Have a question about open enrollment? You're not alone. Here are some of the most common questions (and answers) about PERACare.
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How Does PERACare Compare to Other Options?
We strive to offer comprehensive PERACare plans that meet the needs of many retirees, but we recognize that our plans might not be the best fit for everyone. We encourage you to look at all your options to find a plan that’s right for your health care needs and budget.
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Understanding Roles and Responsibilities within PERACare
Here’s a breakdown of roles and responsibilities so you can better understand who makes important plan decisions and be a more informed PERACare enrollee.
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Did You Know? PERACare by the Numbers
PERACare has been providing health care benefits to PERA retirees and their families since 1986. Here are some other facts and figures we think you might like to know.
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Coverage for COVID-19 Vaccines
In August, the Food and Drug Administration (FDA) issued updated guidance limiting COVID-19 vaccination eligibility to individuals aged 65 and older, and to those under 65 with qualifying medical conditions. We know you might have questions about how this impacts you, so we wanted to provide the latest information from PERACare carriers.
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