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Member Report: Fall 2026
In this issue: Financial tips for the holidays, Board election information, and what’s new for PERAPlus and service credit in 2027

Build Habits That Last With SMART Financial Goals
You don’t need a complicated plan to achieve financial goals. A clear framework and a few sustainable habits can help you turn good intentions into steady progress.
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5 Tips for Budgeting This Holiday Season
Here’s five tips for budgeting and saving as the holiday season gets into full swing.
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Understanding Credit During the Holiday Spending Season
A common way to manage holiday costs can be to use credit to handle all the expenses, and it’s important to understand the impact of credit and how to minimize its long-term impact.
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3 Ways to Protect Yourself Against Seasonal Scams
With scams becoming more common during the holiday season, it’s important to be aware of warning signs.
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Changes to PERA Rules
PERA will hold a rules hearing on November 20 at 1 p.m. to discuss changes to rules, which govern much of PERA’s day-to-day operations.
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What It’s Like Serving as a Trustee on the PERA Board
For those eligible to run, serving on the PERA Board gives you an opportunity to learn, lead, and make a meaningful impact on behalf of PERA members and retirees.
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Assessing the Impact of the Social Security Fairness Act
It’s been nearly two years since Congress passed the Social Security Fairness Act and repealed Social Security’s Windfall Elimination Provision (WEP) and Government Pension Offset (GPO). A recent report from the Congressional Research Service (CRS) describes the bill’s implementation and its impact on affected public employees as well as Social Security’s finances.
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What’s New for PERAPlus and Purchasing Service Credit in 2027
In 2027, PERA members will have access to additional PERAPlus savings options and expanded eligibility for purchasing service credit. These changes will give members more ways to save and plan for their retirement.
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Two New Webinars to Help You Prepare for Retirement
PERA’s Retirement Process Webinar has been redesigned and separated into two workshops to better support members planning for retirement and applying for retirement.
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