A distant view shows a mountainous landscape with sloping peaks, green trees in the foreground, and a cloudy sky above.


<h2 class="wp-block-heading has-medium-font-size h5"><a href="https://apnews.com/article/social-security-medicare-trust-fund-trump-74e13292f510739724a555d7ded7c1a3" target="_blank" rel="noreferrer noopener"><strong>Medicare and Social Security Go-Broke Dates Pushed Up | AP News</strong></a></h2>



<p class="wp-block-paragraph">This year’s annual assessment of the Social Security and Medicare trust funds found the programs could be forced to begin cutting benefits even sooner than previously expected, if the government doesn’t take action. Social Security is expected to deplete its trust funds one year sooner than last year’s estimate, while Medicare’s hospital insurance fund is expected to run out of cash three years earlier.</p>



<h2 class="wp-block-heading has-medium-font-size h5"><a href="https://www.reuters.com/business/fed-set-hold-rates-steady-middle-east-crisis-tariffs-cloud-outlook-2025-06-18/" target="_blank" rel="noreferrer noopener"><strong>Fed Keeps Rates Steady but Pencils in Two Cuts by End of 2025 | Reuters</strong></a></h2>



<p class="wp-block-paragraph">The Federal Reserve is cautiously keeping its key interest rate unchanged for the time being due to concerns over inflation ratcheting back up. Chair Jerome Powell said that while inflation has been low in recent months, it’s possible prices will rise as the full effects of tariffs are realized. However, experts say rate cuts later this year are still possible.</p>



<h2 class="wp-block-heading has-medium-font-size h5"><a href="https://www.planadviser.com/workers-dont-expect-succeed-saving-retirement/" target="_blank" rel="noreferrer noopener" class="broken_link"><strong>Workers Don’t Expect to Succeed in Saving for Retirement | PLANADVISER</strong></a></h2>



<p class="wp-block-paragraph">If you ask people if their generation has it harder than their parents’ generation, 8 times out of 10 they’ll say “yes,” according to a recent report by the Transamerica Center for Retirement Studies. The survey found that across generations, Americans say they’re struggling to meet their financial needs and save for retirement. The good news is employer-based retirement plans are a vital part of retirement success and more than three-quarters of Generation Z say they’re saving for retirement.</p>



<h2 class="wp-block-heading has-medium-font-size h5"><a href="https://coloradosun.com/2025/06/16/aging-in-colorado-housing-crisis/" target="_blank" rel="noreferrer noopener"><strong>As Colorado Ages, Seniors are Colliding with the Housing Crisis | The Colorado Sun</strong></a></h2>



<p class="wp-block-paragraph">The Colorado Sun continues its series on aging in Colorado with an article that explores how the state’s seniors—the fastest-growing demographic group—are finding themselves dealing with the housing affordability crisis as they search for homes that meet their needs.</p>



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<p class="wp-block-paragraph"><em>News You Should Know is a digest of news from publications around the nation about finance, investing, and retirement.</em></p>


United States capitol in Washington DC with a Social Security card and money

News You Should Know: Social Security, Medicare Finances Worsen