A distant view shows a mountainous landscape with sloping peaks, green trees in the foreground, and a cloudy sky above.

<a href="https://www.usatoday.com/story/money/2026/05/04/social-security-benefit-cap-proposal/89934088007/" target="_blank" rel="noreferrer noopener">A Proposal Would Cap Social Security at $100,000. Will It Fly? | USA Today</a>



The latest estimates show Social Security is likely to deplete its reserves in less than a decade, which could lead to benefit reductions if Congress doesn’t take action before then. A recent proposal calls for shoring up the system by limiting benefit payments for higher earners. This article examines the pros and cons of that option as well as other proposals for improving Social Security’s funding.



<a href="https://www.cnbc.com/2026/04/30/trump-executive-order-expanding-retirement-account-access.html" target="_blank" rel="noreferrer noopener">Trump Signs Executive Order Expanding Retirement Account Access for Workers | CNBC</a>



An executive order will soon make it easier for private-sector employees to enroll in a retirement plan if they don’t have one at work. The order establishes a new website, which will launch in 2027, that allows workers to compare and enroll in privately-run individual retirement accounts (IRAs). Eligible workers can also receive matching contributions from the federal government.



<a href="https://www.npr.org/2026/05/04/nx-s1-5787940/tool-survey-helps-plan-aging-longevity-retirement" target="_blank" rel="noreferrer noopener">The Oldest Millennials are 45! This Tool Helps Plan for Longevity | NPR</a>



You may be thinking regularly about retirement and making sure your finances are in order, but how well have you prepared for other aspects of aging? A new survey from the MIT AgeLab and John Hancock Insurance, called the Longevity Preparedness Index, goes beyond money to assess readiness on a variety of factors, such as social support, health, and ease of access to your home.



<a href="https://www.moneydigest.com/2165533/retirement-destinations-united-states-ranked-worst-to-best/" target="_blank" rel="noreferrer noopener">2026 Retirement Destinations In The US, Ranked Worst To Best | Money Digest</a>



Cities in Florida and Arizona may be traditionally popular spots for people looking to relocate in retirement, but locations around the country are gaining ground. This list examines some cities with high percentages of retirement-age citizens and the positive and negative factors that may influence a decision to move there. While no cities in Colorado made the list, one city in a neighboring state came in near the bottom while another ranked in first place.



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News You Should Know is a digest of news from publications around the nation about finance, investing, and retirement.

A close-up view of several Social Security cards stacked on top of dollar bills.

News You Should Know: Should Social Security Cap Benefits at $100K?