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<h2 class="wp-block-heading h5"><a href="https://www.planadviser.com/more-states-require-personal-finance-courses-as-financial-literacy-declines/" target="_blank" rel="noreferrer noopener" class="broken_link"><strong>More States Require Personal Finance Courses as Financial Literacy Lags | Planadviser</strong></a></h2>



<p class="wp-block-paragraph">There’s been a trend in recent years of states passing legislation requiring personal finance education for high school graduation. As of the end of 2025, 39 states—including Colorado—now have a statewide financial literacy requirement in place.</p>



<h2 class="wp-block-heading h5"><a href="https://www.axios.com/2026/03/04/401k-retirement-plan-withdrawal-vanguard" target="_blank" rel="noreferrer noopener" class="broken_link"><strong>401(k) Hardship Withdrawals Hit Record High — But Investments Still Up | Axios</strong></a></h2>



<p class="wp-block-paragraph">The number of American workers requesting hardship withdrawals from their 401(k) accounts hit a new high last year, according to a report from Vanguard. The increase in withdrawals could be due to increased financial pressure as well as legislation that made it easier to withdraw money. At the same time, a separate report found account balances were up in 2025.</p>



<h2 class="wp-block-heading h5"><a href="https://crr.bc.edu/trump-accounts-a-primer-for-parents/" target="_blank" rel="noreferrer noopener"><strong>Trump Accounts: A Primer for Parents | Center for Retirement Research</strong></a></h2>



<p class="wp-block-paragraph">Beginning later this year, parents will be able to open so-called “Trump accounts” to jumpstart their children’s savings. The accounts come with a $1,000 starting contribution, and like other savings accounts, they also come with a number of rules and regulations around who can open an account, who can contribute and how much, and when distributions are allowed.</p>



<h2 class="wp-block-heading h5"><a href="https://www.asppa-net.org/news/2026/3/the-unappreciated-and-underused-savers-credit/" target="_blank" rel="noreferrer noopener"><strong>The Unappreciated and Underused Saver’s Credit | American Society of Pension Professionals &amp; Actuaries</strong></a></h2>



<p class="wp-block-paragraph">Many workers are unaware of the Saver’s Credit, which allows eligible individuals to receive a tax credit for a portion of their contributions to an employer-sponsored retirement plan. The maximum credit is $1,000 for individuals ($2,000 for married couples filing jointly) and workers must meet income requirements in order to claim the credit.</p>



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<p class="wp-block-paragraph"><em>News You Should Know is a digest of news from publications around the nation about finance, investing, and retirement.</em></p>


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News You Should Know: 39 States Now Require Personal Finance Education