A distant view shows a mountainous landscape with sloping peaks, green trees in the foreground, and a cloudy sky above.


<p>As you plan for your financial future, Colorado PERA’s highest average salary (HAS)&nbsp;percentage tables help you answer two important questions:&nbsp;</p>



<ol>
<li>When can I retire?&nbsp;</li>



<li>How much will I receive in retirement?</li>
</ol>



<p>The HAS tables show you, based on your age and years of service at retirement, what percentage of your HAS will be used to <a href="https://content.copera.org/how-your-pera-benefit-is-calculated/">calculate your monthly retirement benefit</a>. Use the chart below to determine which table applies to you.</p>



<p>The shaded areas on the tables indicate reduced retirement percentages. The percentages in the shaded areas on the PERA 2, PERA 4, PERA 6, PERA 7, PERA 8, PERA 9, DPS 3, DPS 4, Safety Officers 2, and Safety Officers 3 tables ensure that, as of your effective date of retirement, your reduced retirement benefit is the actuarial equivalent of your full service retirement benefit. These percentages are subject to change based on actuarial experience.</p>



<p>For the purposes of PERA benefits, “Safety Officers” include the following employees:</p>



<ul>
<li>Peace officers with the Colorado State Patrol and Colorado Bureau of Investigation.</li>



<li>County sheriffs, undersheriffs, deputy sheriffs, noncertified deputy sheriffs, and detention officers in the Local Government Division whose PERA membership began on or after January 1, 2020.&nbsp;</li>



<li>Corrections officers classified as I through IV&nbsp;in the State Division whose PERA membership began on or after January 1, 2020.</li>



<li>Firefighters classified as I through VII employed with the Colorado Division of Fire Prevention and Control, beginning with service earned on or after July 1, 2020.</li>



<li>Wildlife officers and parks and recreation officers employed with the Colorado Division of Parks and Wildlife whose employment in these roles began on or after January 1, 2011, beginning with service earned on or after July 1, 2023.</li>
</ul>



<p>Note: In state statute, these professionals are defined as “State Troopers.”</p>



<h3 class="wp-block-heading">PERA Benefit Structure Members</h3>



<figure class="wp-block-table"><table><thead><tr><th>Membership Date</th><th>5 Years of Service Credit as of January 1, 2011</th><th>Retirement Eligibility</th><th>Table</th></tr></thead><tbody><tr><th>On or before June 30, 2005</th><td>Yes</td><td>Eligible January 1, 2011</td><td><a href="https://content.copera.org/wp-content/uploads/2024/03/PERA1.pdf" target="_blank" rel="noreferrer noopener">PERA 1</a></td></tr><tr><th>On or before June 30, 2005</th><td>Yes</td><td>Not eligible January 1, 2011</td><td><a href="https://content.copera.org/wp-content/uploads/2024/03/PERA2.pdf" target="_blank" rel="noreferrer noopener">PERA 2</a></td></tr><tr><th>Between July 1, 2005, and December 31, 2006</th><td>Yes</td><td>Eligible January 1, 2011</td><td><a href="https://content.copera.org/wp-content/uploads/2024/03/PERA3.pdf" target="_blank" rel="noreferrer noopener">PERA 3</a></td></tr><tr><th>Between July 1, 2005, and December 31, 2006</th><td>Yes</td><td>Not eligible January 1, 2011</td><td><a href="https://content.copera.org/wp-content/uploads/2024/03/PERA4.pdf" target="_blank" rel="noreferrer noopener">PERA 4</a></td></tr><tr><th>Between January 1, 2007, and December 31, 2010</th><td>N/A</td><td>Eligible January 1, 2011</td><td><a href="https://content.copera.org/wp-content/uploads/2024/03/PERA5.pdf" target="_blank" rel="noreferrer noopener">PERA 5</a></td></tr><tr><th>Between January 1, 2007, and December 31, 2010</th><td>N/A</td><td>Not eligible January 1, 2011</td><td><a href="https://content.copera.org/wp-content/uploads/2024/03/PERA6.pdf" target="_blank" rel="noreferrer noopener">PERA 6</a></td></tr><tr><th>On or before December 31, 2006</th><td>No</td><td>N/A</td><td><a href="https://content.copera.org/wp-content/uploads/2024/03/PERA6.pdf" target="_blank" rel="noreferrer noopener">PERA 6</a></td></tr><tr><th>Between January 1, 2011, and December, 31, 2016</th><td>N/A</td><td>N/A</td><td><a href="https://content.copera.org/wp-content/uploads/2024/03/PERA7.pdf" target="_blank" rel="noreferrer noopener">PERA 7</a></td></tr><tr><th>Between January 1, 2017, and December 31, 2019, and the most recent 10 years of service are in the School or DPS Divisions</th><td>N/A</td><td>N/A</td><td><a href="https://content.copera.org/wp-content/uploads/2024/03/PERA7.pdf" target="_blank" rel="noreferrer noopener">PERA 7</a></td></tr><tr><th>Between January 1, 2017, and December 31, 2019</th><td>N/A</td><td>N/A</td><td><a href="https://content.copera.org/wp-content/uploads/2024/03/PERA8.pdf" target="_blank" rel="noreferrer noopener">PERA 8</a></td></tr><tr><th>On or after January 1, 2020</th><td>N/A</td><td>N/A</td><td><a href="https://content.copera.org/wp-content/uploads/2024/03/PERA9.pdf" target="_blank" rel="noreferrer noopener">PERA 9</a></td></tr></tbody></table></figure>



<h3 class="wp-block-heading">DPS Benefit Structure Members</h3>



<figure class="wp-block-table"><table><thead><tr><th>Membership Date</th><th>5 Years of Service Credit as of January 1, 2011</th><th>Retirement Eligibility</th><th>Table</th></tr></thead><tbody><tr><th>&nbsp;On or before June 30, 2005</th><td>Yes</td><td>Eligible January 1, 2011</td><td><a href="https://content.copera.org/wp-content/uploads/2024/03/DPS1.pdf" target="_blank" rel="noreferrer noopener">DPS 1</a></td></tr><tr><th>Between July 1, 2005, and December 31, 2009</th><td>Yes</td><td>Eligible January 1, 2011</td><td><a href="https://content.copera.org/wp-content/uploads/2024/03/DPS2.pdf" target="_blank" rel="noreferrer noopener">DPS 2</a></td></tr><tr><th>On or before December 31, 2009</th><td>Yes</td><td>Not eligible January 1, 2011</td><td><a href="https://content.copera.org/wp-content/uploads/2024/03/DPS3.pdf" target="_blank" rel="noreferrer noopener">DPS 3</a></td></tr><tr><th>On or before December 31, 2009</th><td>No</td><td>N/A</td><td><a href="https://content.copera.org/wp-content/uploads/2024/03/DPS4.pdf" target="_blank" rel="noreferrer noopener">DPS 4</a></td></tr></tbody></table></figure>



<h3 class="wp-block-heading">&nbsp;Safety Officers</h3>



<figure class="wp-block-table"><table><thead><tr><th>Membership Date</th><th>5 Years of Service Credit as of January, 1, 2011</th><th>Retirement Eligibility</th><th>Table</th></tr></thead><tbody><tr><th>On or before December 31, 2019</th><td>N/A</td><td>Eligible January 1, 2011</td><td><a href="https://content.copera.org/wp-content/uploads/2024/03/SafetyOfficer1.pdf" target="_blank" rel="noreferrer noopener">Safety Officers 1</a></td></tr><tr><th>On or before December 31, 2019</th><td>N/A</td><td>Not eligible January 1, 2011</td><td><a href="https://content.copera.org/wp-content/uploads/2024/03/SafetyOfficer2.pdf" target="_blank" rel="noreferrer noopener">Safety Officers 2</a></td></tr><tr><th>On or after January 1, 2020</th><td>N/A</td><td>N/A</td><td><a href="https://content.copera.org/wp-content/uploads/2024/03/SafetyOfficer3.pdf" target="_blank" rel="noreferrer noopener">Safety Officers 3</a></td></tr></tbody></table></figure>



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									<p><a class="doc_block" href="https://content.copera.org/wp-content/uploads/2024/07/school-denver-public-schools-dps-divisions-service-credit.pdf" target="_blank"><img decoding="async" src="https://content.copera.org/wp-content/themes/planeteria-plane/img/PDF.svg" class="img_icon" alt="download this document" width="17px"><span>School and DPS Divisions Service Credit fact sheet</span></a></p>
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<li><a href="https://secure.copera.org/secure/calcs/calc-benefit/CalcBenefit.jsp" target="_blank" rel="noreferrer noopener">Monthly Retirement Benefit&nbsp;</a></li>



<li><a href="http://secure.copera.org/secure/calcs/RetirementPlanner.jsp" target="_blank" rel="noreferrer noopener">Retirement Planner</a></li>
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